Credit Access Business (CAB)

On December 17, 2015, the Temple City Council approved Ordinance 2015-4739, creating Chapter 41 of the City of Temple Code of Ordinances, which regulates the business practices of existing and future Credit Access Businesses (CABs), also commonly referred to as “payday lenders” and/or “auto title lenders,” who operate within the city limits of the City of Temple. Texas Finance Code Chapter 393 requires that CABs obtain a state issued license before conducting business in the state. The City ordinance requires that CABs licensed under Chapter 393, and operating within the city limits, register annually and obtain a Certificate of Registration from the City. The ordinance authorizes the monitoring and enforcement of compliance with the ordinance by the City of Temple...Read More

Credit Access Business (2015-4739)

Zoning Requirements (2015-4740)

Application for Credit Access Business Certificate of Registration

Regulations Relating to Credit Access Businesses in the City of Temple

Credit Access Business Complaint Form